Transmigration: On the Gossip Front-Chapter 92 No House Female Match _1

Investment? Future returns? "You really are true to your financial studies."

"You’ve thought of a way so quickly." Zhang Yu applauded nonstop.

Zhang Xin couldn’t help but breathe a sigh of relief, look, she knew this was the right thing to do.

"But..." Zhang Yu’s tone changed, "you also studied finance, without work experience. However, you have had internships."

"You should understand that getting investors to invest is not just about talk."

"At the very least, you need a business plan." Zhang Yu was quite perplexed.

A business plan? Zhang Yu’s words baffled her, "I know about business plans, but aren’t those for investment projects?"

"Right, investment projects and investors, aren’t they the same?"

"If you want people to invest, you need to lay out your strengths."

"And about the returns you mentioned, how much of a return is it?"

Is it that I invest five hundred thousand in you, and you end up treating me to just a bowl of noodles, or maybe nothing at all."

Hadn’t the original owner already spent no less than five hundred thousand on Zhang Xin? But what was the result? Nothing at all.

No gifts, no greetings, one might even feel they’ve been a fool.

Just when she thought she’d avoided the issue, it had come full circle and here they were again. Did Zhang Yu think she was a fool?

Zhang Xin managed to keep her expression controlled, realizing that Zhang Yu was paying close attention to her reactions and understanding why she’d been seen through before.

Inside though, she was cursing, wondering how Zhang Yu could have guessed all this, what was going on, how could this be, "Auntie, am I that kind of person?"

No matter what, she absolutely couldn’t admit it, she must not admit it.

"Now is not the time to discuss this, nor is it the time to talk about relatives."

Zhang Yu suggested that since they had already broached the topic of investment, they should proceed with a businesslike attitude, "Here’s the thing, write down what you’re good at."

"How much investment you need."

"Within what time frame I can expect a return, and how much return you can give me."

"And if you can’t meet the minimum rate of return, whether you can convert to bonds, and what loan interest rate you plan to use to pay off the debt?"

"Given that you’re currently not earning, plus you’re going abroad to study and might work there afterward, I can’t possibly sue you in another country."

"And suing you here, when you don’t have any assets in China, would mean my investment goes to waste."

"You need to provide adequate collateral and have your parents assume joint liability."

Ah, Zhang Xin had not expected Zhang Yu to come up with these comprehensive demands so quickly, making the prospect of getting anything without giving anything in return impossible.

Zhang Xin took a deep breath, "Forget it, I don’t want it."

"Auntie, I never imagined you could be so calculating," Zhang Xin said indignantly.

Zhang Yu wouldn’t admit to the accusation, "You’re the one who mentioned discussing investment with me, fine, then, of course, I should act in a businesslike manner."

"No, actually, I’m already being quite reasonable."

"If it were a company investment, someone like you seeking investment wouldn’t be treated this well."

"The demands would be higher, the attitude, not as nice."

"You need to understand, unless your project is very good, investors are absolutely in a superior position."

Zhang Yu sighed softly, "I don’t know where you interned, or what you did there; maybe you were just serving tea, delivering water, or copying documents."

For someone like Zhang Xin, with no background or strength, even if they got an internship at a domestic investment bank, let alone accessing core content, they wouldn’t even get a chance at the business.

"Of course, there’s also a very good chance that you didn’t even do an internship at an investment bank." I didn’t intend to sound too harsh.

But faced with Zhang Xin’s unreasonable behavior, I just couldn’t bother to treat that person with courtesy.

Zhang Xin couldn’t help but panic; she had hoped to work at an investment bank during her university internship, but despite sending out numerous resumes, she never got the chance.

In the end, she interned at a bank, working as a teller, and really learned nothing at all.

Naturally, Zhang Xin wouldn’t share her real internship experience with relatives, and she never even told the truth to Zhang Shouhua and his wife.

"I, I certainly did intern at an investment bank."

"It’s just, it’s just that as an intern, how could I be involved in actual business operations?"

To keep her family from exposing the lies, especially afraid that Zhang Yu might ask a question or two, she had never asked any questions at all.

But today, out of the blue, he threw out this explosive conclusion, and Zhang Xin told herself not to panic, absolutely not to panic.

Zhang Yu was just a part of a subsidiary company under the group, not someone who worked in investment banking. She had even asked classmates who interned at investment banks about their experiences.

Zhang Yu gave a noncommittal "Oh," and didn’t pursue the matter further, since an internship experience wasn’t something to pry about, "Some things aren’t as you say they are."

"There has to be evidence."

"Zhang Xin, you agree, right?"

Zhang Xin’s body shook; she had studied and interned out of town, but who knew what the well-connected Zhang Yu might find out.

"We’ve discussed what needed to be said, we’ve chatted what needed to be chatted."

"I’ve also made my demands, you should think about them when you go back."

"If you still insist on needing my investment after you return, then write up an investment proposal according to the requirements I mentioned just now."

"We can discuss it slowly, of course, my bottom line is to make money, I am an investor after all." Zhang Yu stood up.

"It’s getting late, you should head back too, otherwise your parents will worry."

Fortunately, this young lady is finally leaving; if she didn’t, it would be hard to control my temper, I might just explode.

Zhang Xin wasn’t surprised by Zhang Yu’s eagerness to send her off, "It’s getting late, aren’t you going to give me a ride home?"

A ride home? Zhang Yu chuckled, "Your dad is waiting at the entrance of the community."

"What, you’re saying my dad is at the community entrance?"

"My dad came to pick me up?" Zhang Xin felt a chill all over, though she hadn’t gone out yet, but she could imagine the expression on Zhang Shouhua’s face at this moment.

"Yes." Zhang Yu confirmed, "Your father knows you’re here, he must be quite anxious."

"He also knows he has to work overtime when he gets home, so he’s busy, that’s why he came here to pick you up."

You could tell, at this moment, Zhang Shouhua must be very angry, very angry indeed, but it had nothing to do with her.

Watching Zhang Xin leave anxiously, Zhang Yu suddenly wanted to play a trick, "You’ve been able to invest in Xiao Yun all along, so why can’t you invest in yourself?"

"You all have seen the money I’ve spent on Xiao Yun, but have you ever considered that she regularly competes in contests, and doesn’t she get prize money?"

"Prize money?" Zhang Xin startled, she knew that Wang Yun often participated in competitions and won quite a few places.

Zhang Yu hummed an affirmation, "Yes, I can responsibly say that now Xiao Yun’s educational fees and her daily expenses can all be covered by participating in those competitions and sending in her work for publication."

Hmph, to think she wanted to compete with Wang Yun over investments, "If you’re an investor, you should say how to invest, who to give the investment to."

Zhang Xin didn’t say how to invest, silently walking away.

"Also, Xiao Yun won’t be studying finance in the future." As for the major she wants to study, there’s no need to discuss that with Zhang Xin.