On A Deserted Island With A Beauty - Chapter 22 - There’s No Way to Explain It

An elder asked a young man if he wanted revenge for being humiliated by a strong man and disregarded by his master. The elder offers to pass his power to the young man, who is amazed to find centuries' worth of skill appear on his phone. The power is from the Heavenly Court, where users can borrow without interest for 30 days. The young man worries it might be a 'magic loan,' but the elder assures him that it is safe, as the daily interest is very low.Zhang Yu snorted coldly and closed the ad.

After breaking up with his girlfriend, he accidentally acquired a genius system and rose from there against the heavens, becoming invincible..

- Description from Novelupdates

A male university student, Yu Qingtan, had transmigrated. He became a reserve little girl at the Cultivation World’s Tianxiang Pavilion. Take a close look at himself? Visit the boudoir of girls from the same period? Share feelings with a bestie? Not a chance, business would start soon, and he was still thinking about these things? Did he want to become the laughingstock among the many transmigrators? Yu Qingtan, she panicked! What to do? Waiting Online , quite urgent!

Talented in Magecraft but useless in physical combat?